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Trump Continues Plan to Forgive $7.7 Billion Dollars Of Student Debt

Written by adminFebruary 1, 2017

On Tuesday, President Trump announced that he was going to continue the program former President Obama began 4 years ago. The plan to forgive $7.7 billion in federal student loans held by an estimated 387,000 Americans. Call 1-855-885-1609 to see if you qualify.

Trump recently made the statement

“Although President Obama and myself don’t see eye-to-eye on everything, we do agree on the fact that the Education system has failed our students. We have just reopened official federal phone lines and operators are standing by to help students erase their Student Debt.”.

This is extremely fortunate, but luckily there is still time to consolidate your loans, or in many cases get your loans completely forgiven.
Call 1-855-885-1609 to see if you qualify.

This is a big deal. Because there are millions of Americans that are struggling with student loan debt. You may also if you’re struggling with a financial hardship.

How Does it Work?

The government would like as many people as possible to lower their student loan payments. There are many programs that can either forgive your student loan or dramatically lower your student loan payment down to $0.

I stay up crying every night thinking about how I’m going to provide a better future for my child.

“When I first signed up for college I didn’t think anything about taking out student loans. They told me they were ‘grants.’ After I graduated I haven’t been able to find a job. Now the loan companies call and harass me every day for their payments I can’t afford. Call 1-855-885-1609 to see if you qualify.

The worst part is my parents co-signed my loan and now they’re getting harassed and are worried about their retirement. I feel like I ruined their life and my life as well. I can’t buy a car, buy a house or save for my future. I stay up crying every night thinking about how I’m going to provide a better future for my child. I thought I was going to live the American dream this is an absolute nightmare.”

What You Can Do About It

The time to act is now. This program may end any time without notice. If you or a loved one is struggling with crippling student loan debt it’s not your fault and you’re not alone. Call 1-855-885-1609 to see if you qualify.

Over 40 Million Americans are currently struggling with their student loans. You can get help simply call the number below to speak with a student loan forgiveness counselor. Every day you wait your student loan is getting bigger.

—– Disclaimer —– THIS IS AN ADVERTORIAL AND NOT AN ACTUAL NEWS ARTICLE, BLOG, OR CONSUMER PROTECTION UPDATE

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Written by adminJanuary 4, 2017

Mortgage , Refinance

The decision to refinance can end up costing you thousands in closing costs and other fees. If you time the rate and term refinance process right, however, you can actually end up improving your financial situation, despite these costs. When you refinance your home loan, your lender generates a brand new agreement, which pays off the balance of your current loan. The new mortgage agreement comes with updated terms, interest rates and payoff dates. Tactical use of rate and term refinancing allows you to improve your potential return on investment without depleting your resources. Here are three beneficial times to choose this refinance option.

Upon Reaching 78% Loan To Value Ratio

If you purchased your home without putting 20% down, your monthly mortgage payment includes private mortgage insurance, or PMI, which can add thousands to the final cost of your home. The PMI funds do not apply to your principal balance or interest costs; it just protects the lender in case of loan default. You are only responsible for paying PMI until your principal balance hits 78%.

You can speed up the PMI removal by refinancing your home loan once you have built up some equity. You can work with a professional to secure an appraisal and determine if your home’s current value has grown enough to eliminate PMI and secure you improved payment rates. If not, you may want to wait until your PMI payments drop off after the 78% mark. For government backed loans, however, you have no choice but to refinance with a different lender to eliminate PMI costs.

At The End Of Your Adjustable Rate Mortgage Term

An adjustable rate loan allows you to make reduced payments at first in anticipation of financial growth in the future. Upon reaching the end of the initial term limits, your monthly mortgage payment could jump hundreds of dollars. If your financial situation has not improved enough by that time, you could struggle to keep your loan payments current, especially when faced with property maintenance and repair costs.

If you refinance at the end of your adjustable rate mortgage term, you could obtain a fixed rate loan with financially viable payment amounts. With the fixed rate option, your payment terms remain static, which eliminates the risk of high recalculation amounts.

After Significant Credit And Income Improvements

If made great strides in your career advancement efforts, you may have experienced income and credit improvements since you first obtained your home loan. These improvements can help you secure better loan terms through a full refinance of your loan. You may qualify for reduced interest rates that drop your payoff amount significantly. As your total loan balance decreases, so do your monthly payments. As a result, you can start paying additional funds toward your principal balance to pay off your home loan even faster.

Choosing Between The Home Loan Refinance Options

Although rate and term refinancing can help improve your financial situation, the returns can take a long time to add up. You can predict the turnaround time by calculating your monthly and total savings, and then comparing them to the costs of the refinance. If you find yourself in a dire need for money right now, you can elect to apply for a cash out refinance instead. With the cash out refinance, you can use the funds to repair or renovate your home, pay down debt or finance other expenses. To determine the best refinance option for your situation, obtain an online quote and compare the results with your expectations. The quote will help you determine if you will benefit financially from the rate and term or cash out refinance options.

Written by adminJanuary 4, 2017

Car Insurance , Insurance

If you own a car, then you almost certainly need to purchase auto insurance. Every state requires proof of financial responsibility, and for most vehicle owners, this means you have to satisfy the requirements that the state sets of liability insurance. If you’re still making payments on your auto loan, you’ll also need to satisfy your lender’s requirements for collision and comprehensive coverage. Liability insurance is the kind of coverage that pays for damage to the other guy, but comprehensive and collision insurance protect your vehicle.

These are some quick facts about U.S. auto insurance:

The average cost of car insurance in the United States was a little over $900 in 2014.
The cost of coverage has increased in most states in the past year between one and five percent.
Averages aren’t that useful because they could include various kinds of coverage, and premiums vary quite a bit in different states and cities.

5 Ways to Buy Cheaper Auto Insurance

If you have to pay auto insurance premiums each month, it makes sense to take some time to learn a little bit about how this kind of coverage works. Consider these five tips to curb your premiums:

Some cars are cheaper to insure than others: If you’re planning on buying a new or used car, you should get quotes on that make and model before you decide which one to buy. For many, premiums are a big part of the cost of ownership. You might think that older or cheaper vehicles are always cheaper to insure, but that isn’t always true. In general, safer cars are less expensive to cover.
You could change your driving habits: If your current insurer has just raised your rates, you might consider commuting by bus or rail and leaving your vehicle at home during the week. Many insurers offer discounts for low-mileage drivers, and you’ll also help save wear on your car, gas money, and the environment. You might be surprised to find that it actually works out cheaper to buy a bus or rail pass.
You might consider increasing your deductible: Increasing your deductible from $250 to $1,000 could save you hundreds of dollars each year in premiums. You just need to be sure that you know there’s a risk of paying more out of your pocket if you do have a claim. It’s a good idea to set some of that money inside just in case, but if you don’t have a wreck, you’ll get to keep it.
Look for an insurer with the right discounts: Many large insurers offer discounts for things you might already be doing or could easily do. For example, you might save money if you bundle policies with the same company, take a defensive driving course, or make sure any teen drivers in your family maintain at least a B average in school.
Shop around for the cheapest auto insurance premiums: Some companies are better for some drivers than others. For example, the insurer that offered you low rates might not be the one who will write your your teenaged driver in for an affordable price. Even great drivers won’t get the best rates from some companies if they have low credit scores.

This may seem like a lot to keep in mind, and it’s only a portion of the help that you can get with FinancialHelpers.com. You might need to buy auto insurance, but you don’t need to overpay.

Written by adminJanuary 4, 2017

Credit & Debt Settlement

*This is an advertorial*

You see it coming. Every time you look at yet another of your credit card statements and can only afford to make the minimum payments, you are aware that it is time. Balances are mounting and with that the awareness that it is essential to get control of additional spending and increasing debt due to minimum payments and compounding interest. Do you want to start making late payments, incur late fees and negatively impact credit scores? Climb out of the hole and make headway on outstanding balances with a feasible debt management plan.

What Happens When You Consolidate?

A debt management plan, or DMP, reduces high interest rates and creates a more suitable monthly payment schedule for your situation. It is a voluntary agreement between individuals, counselors and creditors. Individuals can begin to make headway on principal balances and gain control over their finances.

Unsecured debt is consolidated, regardless of credit score, in a debt management plan. Types of unsecured debt that are eligible for inclusion are:

Credit cards;
Gas cards;
Department or specialty cards; and instances of
Payday loans; and
Unpaid medical bills.

Secured loans such as mortgages, home equity loans, auto loans and general student loans cannot be applied. Collection debt may be able to be included in certain instances. While on the plan, all credit cards will be closed and no new credit lines may be opened.

How Do Credit Counselors Work For You?

A credit counselor will spend time (45-90 minutes), to review your situation, including your finances and budget. They will offer advice on managing sending and reducing debt, and a new budget will be created for the client that takes their unique situation into account. When individuals continue with a debt management plan, credit counselors take additional steps to intervene with creditors for clients.

A new payment schedule will be agreed upon by all parties. Payments are based on the total amount of debt and your budget. Counselors contact creditors on your behalf to agree on reduced interest rates and an adjusted payment schedule. These changes to payment expectations make a significant difference to how quickly and how easy balances are paid off while reducing the amount necessary from individual budgets to meet acceptable payments.

A credit counseling team transforms how individuals think about and handle their finances. Signing up for a debt management plan provides a means of:

Ongoing support. Support staff are always available to help current client with any concerns or questions.
Housing counseling. Clients that are homeowners can speak with HUD-certified housing counselors for additional guidance.
Regular progress reports. Credit counselors prepare monthly progress reports to demonstrate payment distribution and remaining balances.
Continuing education. There are a number of free courses and seminars available on a range of subjects, such as understanding credit scores and reports, managing credit, financial planning, avoiding foreclosure and more.
Payment processing. Counselors accept deposits electronically and disburse them according on a fixed schedule for timely payments.
An intermediary with creditors. Credit counselors make communication easier and speak with either clients or creditors for either party.
Budgeting assistance. We partner with clients to establish a workable budget and help them during the life of the plan. Additional budgeting courses help clients fine-tune their budgets to changing needs.

Get the support you need to manage your finances today.

Is There a Negative Impact on Your Credit Score?

A debt management plan can actually improve your credit score. Individuals that make regular payments on time and complete the program, see their credit scores remain neutral or increase. How does this happen when you are paying less overall? Each creditor has accepted the new payment schedule and rates, therefore no negative impact will be seen on your credit scores when the terms are fulfilled. During this process, you eliminate your unsecured debt and build a positive track record of payments. These are two major factors when credit scores are calculated.

How Does a Debt Management Plan Quickly Pay Down Debt?

There are a number of benefits derived from a debt management plan. Individuals that enroll in the program:

Make a single monthly payment with a reduced interest rate.
Have a larger percentage of each payment applied to the principal of the balance.
Can see a savings of 30 to 50 percent of what would be paid on balances before consolidation with high interest rates.

Experts tailor a program that meets your needs and make it possible for you to pay off outstanding balances faster than without consolidation. More money also stays in your wallet or is used towards the principal with a debt management program, as interest rates are significantly lower.

Turn to experts to help you resolve escalating debt and develop a debt management plan with practical steps that reduce the amount owed on credit cards. Pay off your debt without lowering your credit score and gain financial literacy with a debt management plan.

SEE IF YOU QUALIFY NOW »

Written by adminJanuary 4, 2017

Credit & Debt Settlement

If you are overrun with debt, you may want to just shut off your phone and throw out the bills without looking. Unfortunately, ignoring the problem tends to multiply your troubles over time. Ignored debt amounts continue to grow due to interest, fees and other charges added to your accounts. Eventually, you will find yourself without the tools needed to achieve debt relief and start over on your financial journey. To save yourself from this situation, immediately respond to the constant barrage of bills by seeking out debt settlement assistance.

Money Savings

When your accounts go delinquent, the original creditors prepare to hand them off to a collection company. When the creditors go ahead with this process, they tend to sell the accounts for pennies on the dollar. If you seek debt settlement assistance before this happens, your credit counselor can negotiate a similar rate on your behalf. If the creditor and credit counselor reach an agreement, you may be able to pay a portion of the owed amount in exchange for a paid in full designation on your credit report.

Credit Preservation

As your debts remain delinquent, your credit score steadily drops toward the poor rating. If you elect to file bankruptcy, rather than negotiate and pay off your debts, your credit score will drop even further. Unpaid debts and bankruptcy continue to impact your credit score until the reports drop off in about seven years. By choosing debt settlement services, you can protect your credit score from dropping to an all-time low. With the negotiated repayment plan, you will make mutually acceptable, timely payments that keep your debts from reducing your credit scores.

Peace of Mind

Facing high debt amounts can have a negative impact on your peace of mind and mental health status. In fact, studies show that even low credit card debt can weigh heavy on the mind and increase the risk of developing depression. The main reason for high stress is that credit card bills and other unsecured debts lack the benefits of long term financial investments, such as mortgages and business loans. To reduce your stress levels, you can leave the debt management to credit counseling professionals. With every dollar you dedicate to your repayment plan, you will experience a stress reduction due to your focus on building a healthy financial future.

Knowledge Support

Debt settlement professionals will strive to impart the knowledge you need to regain control of your finances for good. You can learn more about budget creation, debt resolution and saving strategies during the debt settlement process. Your credit counselors look at your unique financial situation to help you develop a plan that will work for your income level and debt requirements. Although the initial counseling session may provide you with the framework you need to succeed, you can also attend follow up appointments to gain advanced knowledge on the finer nuances of financial management.

Obtaining Settlement Assistance

Debt settlement professionals can lead you through the resolution process for all of your delinquent accounts. The credit counselors negotiate with the creditors on your behalf to find a suitable repayment plan or payoff amount for each debt on the list. These professionals utilize inside market information to net you the best results every time. As a result, you will likely end up saving money, preserving your credit, reducing stress and gaining knowledge by choosing debt settlement services. With the credit counseling knowledge gained from the process, you can fine tune your finances in an attempt to remain debt free well into the future.

SEE IF YOU QUALIFY NOW »

Written by adminJanuary 4, 2017

Credit & Debt Settlement

We can agree on this. Credit cards are a great way to purchase items when ready cash in not available. However, it becomes far too easy to whip out a credit card for routine and spontaneous purchases and be surprised when balances are far more than expected. Cash is simply easier to manage and when it’s gone, it’s gone. Credit cards allow individuals to spend more than what is practical for their budget and can negatively impact finances and more. When massive balances loom overhead and it’s a struggle to make minimum payments, it may be time to take matters firmly in hand and settle. Learn more about credit card debt and if debt settlement is the right choice for you. Call 866-703-4945 for help today!

What to Know about Credit Cards

Credit cards are a convenient method of payment and debt can be managed with larger and faster payments. Be aware that:

Credit cards are useful for essential items or emergencies but make sure to adhere to a short repayment time plan. Be willing to pay down the balance quickly and on time. Credit cards interest rates can be 18 percent or more and quickly add to your balance. Miss a payment and incur penalty fees or see a rise in your rate. Only buy what you can afford to pay off in a short time frame.
Credit card debt can be a blessing and a curse. Credit card debt that is less than 35 percent of the available credit limit and is paid consistently on time, can build and maintain a positive credit history and establish high credit scores over time. Skipped payments can result in creditors reporting 30-day delinquencies to major credit agencies with a noticeable ding to your credit score. Poor credit scores and skipped payments are an issue and can be a problem when individuals want to apply for a home mortgage loan or personal loans.
You can ask for help. Many credit card companies are willing to work out new payment arrangements but it is not obligatory. You can speak to a lender directly and if that fails you can work with a credit counselor that will intervene on your behalf and develop a feasible repayment plan.
Creditors can sue for non-payment of credit card debt and if they are successful, you can be powerless against garnished wages or the removal of your nonexempt property and assets.

If you are having difficulty managing spending and paying down outstanding debt, and contacting lenders directly has not helped, look to a credit counseling team to work with you to develop a repayment plan for your unique situation.

Is It Time to Settle

It is possible to settle outstanding debt with lump sum payments. Borrowers need to:

Be a few months behind in payments;
Have tried and failed other repayment options;
Know that settlement can lower credit scores;
Understand that forgiven debt can be reported as taxable income and those that settle may have to pay taxes on it;
Realize that creditors do not have an obligation to settle;
Stop making direct payments to creditors. This can lower credit scores and add fees and penalties.

Research repayment options and debt settle companies. Credit counseling is one way to avert a financial crisis. Call 866-703-4945 for help today!

*This is an advertorial*

SEE IF YOU QUALIFY NOW »

Written by adminJanuary 4, 2017

Taxes

You know what they say about death and taxes. How long can you delay the inevitable and hold off paying the IRS what they are due without serious repercussions? It is time to request IRS tax relief when the burden of late payments and owed back tax becomes unmanageable. The IRS is not the enemy and needs its fair share of compensation. Partner with them to address outstanding IRS issues like back taxes and get the tax relief necessary to begin planning for your future again.

Options for Taxpayers

The IRS has a number of options available for tax relief. Select the one that best suits your specific situation. Choices include:

The IRS Installment Agreement. This may be the best option for a number of reasons. The IRS views the taxpayer as compliant, lowers the number and frequency of IRS letters and phone calls, and reflect the good intent of the taxpayer. It can be used as a solution in the short-term, while still considering other possible methods. This solution is flexible and is available at all times, appeasing the IRS. Taxpayers will continue to have to track payments, accrue interest, and it can take longer to pay off the full amount.
Filing of an amended tax return or one after the deadline. When no returns were filed, it is possible to file a return after the deadline. An amended tax return can potentially reduce taxpayer liability, as when liabilities were originally overstated. If for some reason, the taxpayer were not able to file a return, the IRS could file a substitute for the return with the minimal deductions and exemptions necessary for compliance. This is another way to reduce a direct reduction in liability. Filing later can work to your benefit when a tax refund is received after being withheld. A 3 year limitation law applies to any refund claim and can be applied to any owed balance. This option decreases tax liability and reduces possible penalties and interest. It does acquire tax code information and has an issued statute of limitations.
The Offer in Compromise (OIC). This is that “pennies on the dollar” much touted in advertisements. The taxpayer’s expenses, income, equity and assets are weighed against their outstanding debt to come to an agreement. Candidates best suited are those with higher liability and lower paying ability. Potential candidates for the program should have no felonious returns, have prepared every estimated tax deposit and payments, and cannot be bankrupt. The OIC program allows taxpayers to retain certain assets, suspends the majority of collection actions, and reduces the debt through settlement. In this program, the taxpayer must deposit higher payments initially, follows strict measures against noncompliance, even 5 years after the program, may be required to liquidate assets, may take years to complete.

The IRS can take steps to initiate actions against taxpayers with substantial amounts in back taxes that take no measures to pay on the amount owed. Within a ten year window, the IRS can potentially:

File a Notice of Federal Tax Lien on property.
Serve a Notice of Levy on the property.
Use a levy for the purposes of collecting back taxes.

Work with credit counselors to review your situation with you and come to a decision on the best approach for IRS tax relief.

Written by adminJanuary 4, 2017

Personal Loans

Would you like to consolidate your credit cards, pay your taxes, or finance an unexpected expense? You might be able to qualify for a personal loan from a bank or other financial institution.

The Basics of Personal Loans

These are the basic things to know about personal loans:

They are usually offered in amounts from $500 to over $50,0000, depending upon need, income, and credit history.
As with all other loans, good credit helps, but some lenders are willing to offer loans to people who have had some challenges or haven’t had a chance to build much of a credit history.
These are unsecured loans, so they don’t require putting up any property to secure them.

As with almost any other type of loan, good credit helps people qualify for a larger loan and lower interest rates. According to NerdWallet, a credit union or P2P lending site may offer the lowest interest rates to people who don’t have great credit. Alternatives to personal loans may include secured loans, like home equity loans, or even introductory offers on credit cards with a low or even 0% interest rate.

However, people who can qualify for a personal loan might find that they are relatively hassle free and better for their own situation. For example, some borrowers might not have home equity to borrow against. Others may not care to apply for another credit card because they are trying to get credit cards paid off or consolidated.

What’s Needed to Apply for a Personal Loan?

To apply for a personal loan, you’ll typically need to supply your lender with these things:

Identification: You’ll need to provide the lender with an official ID and proof of residence. You’ll also probably need to give them information that they need to run a credit check.
Income verification: You might need to prove your income with paycheck stubs or past tax returns.
Financial verification: For larger loans, you might have to prepare a statement that includes your current expenses, debt, and so on.

Cautions for Shopping for Personal Loans

It’s important for prospective borrowers to pay attention to the terms of their loans. For example, some lenders may charge modest interest rates that are comparable to regular credit cards, but some may charge interest rates that are so high that they really don’t make these loans a sensible option. Of course, people with poor credit are most likely to get offered the highest interest rates.

Besides the interest rate, these are some things to watch out for:

Pre-payment penalties: If you want to pay your personal loan off early, some creditors may slap you with a pre-payment penalty.
Late-payment penalties: Some lenders may slap you with a large fee if you miss a payment, and they might even increase your interest rate.
Overdrafts: Some lenders will want to automatically debit your payments, so it’s important to be sure you have enough money in your account to cover it to avoid an accidental overdraft on your checking account.
Scam artists: The terms of some of these loans are so terrible that they may make getting out of debt almost impossible, so check out your lender with the FTC and BBB to learn about other borrower’s experiences.

Get Help Comparing Quality Personal Loan Providers

If you need a personal loan, FinancialHelpers.com is here to help. Compare interest rates and terms from multiple lenders to get the best possible deal before you decide to sign any contracts.

SEE IF YOU QUALIFY NOW »

Written by adminJanuary 4, 2017

Uncategorized

Some home sellers will make their properties available on a rent-to-own basis. The buyer and seller will agree to a rental term and rate. In turn, the property owner agrees to put aside some portion of payments for a down payment in order to help the tenant qualify to purchase the property after the term is over. Ideally, this type of arrangement can work out well for both parties.

These arrangements can offer advantages to both buyers and sellers:

They give a buyer time to improve their credit in order to qualify for a good mortgage.
They can also give the prospective buyers a change to gather a down payment.
A rent-to-own deal can help a seller make an income off of a property that might have been tough to sell quickly for a good price.

Advantages of Rent-to-Own Deals for Prospective Buyers and Sellers

In theory, the renter should be in a better position to qualify for a mortgage by the end of the rental term. Making timely rental payments will help. They can use the down payment that the owner set aside to help them buy a house that they already have equity in. This should help them qualify for a better mortgage rate, lower monthly loan payments, and give them the financial security of already having some equity in their home. It also gives the renter time to be sure that buying a particular home in a particular neighborhood is really something that their family wants to commit to.

The deal can be great for property owners too. It gives the owner a chance to make an income off of a property that might have been tough to sell. Typically, they also get charge a bit more for rent and deposits because they are helping the buyer gather a down payment and qualify for a home mortgage. This kind of deal might make some rental properties more attractive to tenants than they would be otherwise.

Rent to Own Doesn’t Always Work Out

It’s a good idea for both renters and landlords to be careful when setting the terms of these agreements. Renters may not always qualify for a mortgage after the set term, or they might simply decide that they’d rather not buy the house. It’s important for both parties to agree to a resolution of this kind of situation before any contracts get signed. Typically, landlords won’t refund the extra payments unless the tenant actually sits down at a closing table to buy the home.

Some landlords might extend the term to help out a good tenant, but some might simply evict the tenants and keep all of the payments that they made if they don’t end up buying the home. In fact, there have been cases of landlords who rented out these houses with higher rates, never expecting the tenants to qualify for a mortgage. They would get to keep deposits and extra payments and simply move on to the next tenant.

Of course, renters may have another advantage because they can lock in a sales price in advance. Their hope is that the home’s value will improve over time or at least, it won’t decrease. If the value does decline, the owner might not be eager to renegotiate the price. If the home’s value does increase considerably, property owners might get locked into a bad deal.

Find Rent-to-Own Deals in Your Hometown

Despite some potential pitfalls, renting to own can work out well for both hopeful buyers and property owners. If you’d like to find quality rent-to-own properties in your own city or town, contact FinancialHelpers.com.

Written by adminJanuary 4, 2017

Student Loan Consolidation

Graduating from college should be a monumentous occasion; a launch into advanced careers and higher salaries. Today, more than 25% of students who graduate, do so with far too much debt, affecting their post-graduate career, often saddling them with inordinate amounts of pressure and anxiety instead of focusing on their lives.

However, this is manageable, and the key is to act as soon as you can to stop interest from accumulating, and to mitigate the effects the debt has in your everyday life. This “cycle of debt” can be beaten- you may qualify for a loan forgiveness program!

In short, after a set amount of time and if you meet a few requirements, the United States governement has legislation in place to help absolve the debt accumulated by the graduates of America’s esteemed universities.

There are two requirements before applying for student debt relief;

Have a debt of at least $10,000.00 in student debt.
You must have finished school or are not attending school at the time of the call.

With those qualifications met, you can call us at 1-855-534-4290 to get additional information, get questions answered or find out if you qualify. An expert will be more than happy to address your needs and discuss your situation in less than 60 seconds.

There is no time like the present, so call now and get the debt out of your life as soon as possible!

SEE IF YOU QUALIFY NOW »

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