Terms & Conditions

Financial Helpers

Effective Date: January 1st, 2025

These Terms and Conditions (“Terms”) govern your use of the services provided by Financial Helpers (“we,” “us,” or “our”), including all related websites, platforms, and marketing networks, and your relationship with Financial Helpers as a user, affiliate, or client. By accessing or using any of our services, you agree to comply with and be bound by these Terms.

1. Acceptance of Terms

By accessing or using our services, including registering as an affiliate, client, or partner, you agree to these Terms and any additional policies, guidelines, or documents incorporated by reference. If you do not agree to these Terms, you must not use our services.

2. Services Provided

Financial Helpers is a pay-per-call marketing network that connects third-party marketing affiliates with businesses for the purpose of generating leads and facilitating phone calls. We provide a platform for affiliates to generate leads on behalf of businesses, but we do not place calls or directly engage in telemarketing activities.

3. Eligibility

To use our services, you must be at least 18 years old and have the legal capacity to enter into binding contracts. By using our services, you represent and warrant that you meet these eligibility requirements.

4. Affiliate Program

If you are registering as an affiliate, you agree to comply with all applicable laws and regulations, including those related to telemarketing, advertising, and privacy. You are solely responsible for ensuring that your marketing practices, including call generation and lead collection, comply with all legal and regulatory requirements.

Affiliate Responsibilities: Affiliates must accurately represent the services they are promoting and must not engage in fraudulent, misleading, or unlawful advertising practices. Affiliates must also ensure that they adhere to the Do Not Call Policy and other compliance guidelines set forth by Financial Helpers.
Compensation: Affiliates will be compensated based on the leads or calls they generate in accordance with the terms outlined in their affiliate agreement. Payments will be made in accordance with Financial Helpers’ payment schedule.

5. Payment Terms

Payments for services rendered through Financial Helpers, including those made to affiliates, will be processed as per the agreed-upon terms in the affiliate agreement or client contract. Financial Helpers reserves the right to withhold payment if we detect fraudulent or non-compliant activity.

6. Prohibited Activities

You agree not to engage in any of the following prohibited activities:

Fraudulent Practices: Engaging in fraudulent behavior, including generating fake leads or misrepresenting the services or products being offered.
Violation of Laws and Regulations: Failing to comply with applicable federal, state, and local laws, including but not limited to the Telephone Consumer Protection Act (TCPA), Telemarketing Sales Rule (TSR), and National Do Not Call (DNC) Registry.
Infringement of Intellectual Property: Using Financial Helpers’ trademarks, logos, or proprietary content without authorization.
Harmful Behavior: Attempting to harm or disrupt the integrity of our network, systems, or platforms.

7. Intellectual Property

All content, including text, graphics, logos, designs, and software associated with Financial Helpers, is owned by Financial Helpers or its licensors and is protected by intellectual property laws. You may not use any of Financial Helpers’ intellectual property without prior written consent.

8. Privacy and Data Protection

We are committed to protecting your privacy and personal information. By using our services, you agree to our Privacy Policy, which outlines how we collect, use, and protect your data. Affiliates and clients must also comply with all relevant data protection and privacy laws, including those concerning the handling of personal data.

9. Term and Termination

Term: These Terms remain in effect as long as you use our services.
Termination: Either party may terminate the agreement at any time with written notice. Financial Helpers may terminate your access to our services immediately if you violate any of these Terms or engage in activities that breach our policies.

10. Disclaimers

No Warranty: Financial Helpers does not guarantee that its services will be error-free, secure, or uninterrupted. We make no representations or warranties regarding the quality, reliability, or suitability of the services for your needs.
Limitation of Liability: Financial Helpers’ liability is limited to the maximum extent permitted by law. In no event will Financial Helpers be liable for indirect, incidental, or consequential damages arising out of your use of our services.

11. Indemnification

You agree to indemnify, defend, and hold harmless Financial Helpers, its affiliates, officers, employees, and agents from any claims, damages, losses, and expenses (including attorney fees) arising from your use of the services, including any violation of these Terms, applicable laws, or third-party rights.

12. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the state in which Financial Helpers is incorporated, without regard to its conflict of law principles. Any disputes arising out of or related to these Terms shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

13. Modifications to the Terms

Financial Helpers reserves the right to update or modify these Terms at any time. Any changes will be communicated to you via email or through our website. By continuing to use our services after such changes are posted, you agree to be bound by the modified Terms.

14. Contact Information

For any questions regarding these Terms or to request further information, please contact

These Terms and Conditions outline the basic rules and obligations for using Financial Helpers’ platform, whether you’re an affiliate, client, or partner. The document ensures legal compliance, protects intellectual property, and sets forth guidelines for ethical and lawful marketing practices.