Federal Judge Rules Against Betsy DeVos in Student Loan Forgiveness Case

Written by adminSeptember 14, 2018
Student Loan Consolidation

It was only a few days ago that Financial Helpers reported on this developing Education Secretary Betsy DeVos story. She, along with the Trump administration, was purposely keeping students from obtaining student loan forgiveness. This is in direct violation of an Obama-era law that offered amnesty in the event of for-profit scams and fraud.

Instead of offering full student loan forgiveness, DeVos was in favor of a tiered program. This program would award differing amounts of loan forgiveness based on their income. If they made more money from their degree, the less they’d have forgiven. Rather than 100% of their loans wiped clean, the average was about 30%.

http://financialhelpers.com/new-partial-student-loan-forgiveness-tiered-program-being-worked-out/

According to the DeVos, it’s unfair for the taxpayers to brunt the full burden of student loan forgiveness laws. However, on Wednesday, a federal judge rebuked the education secretary. It delivers a substantial blow to the Trump administration’s desire to cozy up to financial institutions rather than defrauded students.

The Ruling Against DeVos

Many critics of DeVos argue that she’s a shill for the financial institutions that offer student loans. She brought several big names from for-profit schools onto her staff. It’s easy to see why the Trump administration was in favor of reducing strict regulations that prevented the predatory behavior. Yet, according to a federal judge, they were breaking the law.

According to the judge, DeVos’ actions against delaying rules enacted under President Obama were “arbitrary and capricious.” Attorney Generals from 19 states, all Democrats, filed a lawsuit against DeVos for not following these rules. She defended her actions, saying Obama’s ruling was “a muddled process that’s unfair to students and schools.”

“It’s a really big deal, it’s an incredibly important win for student borrowers and really for anyone who cares about having a government that operates under the rule of law as opposed to as a pawn of industry,” said Toby Merril, a litigator at Harvard University’s Project on Predatory Student Lending.

Actions Towards Student Loan Forgiveness Laws

It’s still unknown how this ruling will impact how the Trump administration will handle student loan forgiveness going forward. They have an appointment later today with the judge to discuss possible remedies. Advocates for students hope the judge restores the Obama rules to ensure they have protection from predators.

Another lawsuit is waiting in the wings to tackle the partial loan forgiveness program again. Until the case is settled, DeVos will most likely be ordered to abide by the current rules. It’s unknown whether Wednesday’s ruling will impact how the Department of Education will handle defrauded student cases moving forward.

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How Volunteer Work Can Help Pay Back Student Loans

Written by adminSeptember 13, 2018
Student Loan Consolidation

For millions of people struggling with their student loans, many of them are searching desperately for options. For those who couldn’t find work after obtaining their degree, going into default seemed like their only choice. The problem with that is, it made paying their student loans much more difficult, as interest piled on.

However, students have other options they may not be aware of. There are a lot of non-profit organizations looking to help students pay off their loans.

Danny McGee, a Michigan father who racked up $85,000 in student loans to become a building system engineer. After getting his Master’s degree from Tufts University, he was paying $850 per month on his loans. To make up for his lost income, McGee started working restaurant gigs, but it didn’t fit into his schedule.

http://financialhelpers.com/baby-boomers-are-not-doing-as-well-financially-as-you-might-think/

“I spend a couple of hours each week looking for additional ways to pay off my debt,” said McGee. As he continued to search, he found out about one such organization called the Shared Harvest Fund. The Shared Harvest Fund works to connected volunteers with paid opportunities and nonprofits that they are passionate about. Also, they will help pay back student loans.

For former students like McGee, it was the perfect opportunity. “Hopefully, debt freelancing is a way I can be a little bit more efficient with my time and that I can combine my passions in things that I care about with supporting myself,” he said.

How Shared Harvest Fund Works

If you care about social work to benefit others, you can do great work within that community and receive a monthly stipend. It can be anything from community development projects to helping solve homelessness. Just create a profile on their website, and they’ll pair you up with a project you care about. The stipend will pay out as much as $1,000.

This money is paid directly to your student loans. Even if you’re unable to do significant community projects, other odd jobs might fit within your expertise, such as accounting and legal assistance. It’s all about user experience to help others in a way that uses their time wisely. Jan Overton, a USC grad with six-figure debt amounts agrees.

“I’m really looking for work that’s more conducive to my schedule. Even if it’s only an extra $250 – at least those hours I work are giving to someone else to help someone,” she said. “If I could help other people at the same time while paying off my loans, not just for a job, but enriching my life, it’s such a better way to do it.”

Other Organizations to Help Repay Student Loans

Shared Harvest Fund isn’t the only organization that helps repay student loans. SponsorChange and Zero Bound are two others that use philanthropic work in this manner. The National Health Service Corps is a group that is in desperate need of health care professionals to volunteer in underserved areas.

AmeriCorps is a government program that matches professionals up with service programs. They can aid with natural disaster response and other relief efforts. Users who participate can receive the Segal AmeriCorps Education Award that grants the equivalent of the Pell Grant.

Students should know that there are options to help them pay for their student loans. It may be a struggle for a while, doing volunteer work at your own pace while paying off loans will be worth it. Gaining financial freedom while benefiting the community is something no one should regret.

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President Trump Has Changed Student Loan Forgiveness Laws

Written by adminSeptember 5, 2018
Student Loan Consolidation

Student loan forgiveness programs can be helpful to many students who struggle under a mountain of debt. Attempts were made by the Obama administration to ease the burden somewhat, but the epidemic continues to get worse. 44 million U.S. citizens carry over $1.5 trillion worth of debt.

Despite these astonishing numbers, the Trump administration came out swinging for the financial instructions. The student loan watchdog, who protected students from scams, abruptly resigned. He cited in his resignation letter that the federal government no longer cared about struggling students.

This news can be unsettling for students. New student loan forgiveness laws were within reach, but the Trump administration seems hellbent on destroying them. Thankfully, in signing the latest budget for 2018, Trump was able to compromise and leave current laws in place. How long they will last, no one truly knows.

One Positive Change for Student Loan Forgiveness

It’s important to note that while Trump targeted these laws, he hasn’t done anything negative yet. Proposals aren’t law, so students should continue watching what’s going on. Financial Helpers is available to help you in this process. All it takes is one phone call to see if you qualify for student loan forgiveness programs. Our team is made up of debt experts who will take you through your list of options and get you on the path towards financial freedom. Give us a call at the number below:

Call Now 844-332-2079 

Despite showing a willingness to cut programs to save money, President Trump made one big positive move in the right direction.

On January 1st, 2018, Trump’s Tax Cuts and Jobs Act went into effect. If it’s one thing the president has been great at, it’s been helping to grow the economy. The Tax Cuts and Jobs Act has done precisely that. It cut a lot of red tape, regulations, and taxes for business owners. Even small businesses have benefited tremendously from this law.

This law also helps those seeking student loan forgiveness. It made the death and disability discharge tax-free for students. Why is this important and how does it help? Let’s take a look at what it does and the advantage it gives students.

What is the Death and Disability Discharge?

Under current student loan forgiveness laws, you’re able to have your loans wiped away under specific qualifications. For example, if you end up permanently disabled or die, your loans are forgiven. It’s as simple as that. However, other types of disability aren’t as clear-cut, and forgiveness can be more difficult to obtain.

According to the Department of Education, you must prove your permanently disabled, as some disabilities can be temporary. Here are some of the guidelines:

• If you have any impairment related to service in the military. The Department of Veterans Affairs will have to certify you’re 100% disabled and unable to work.
• If you receive Supplemental Security Income or Social Security Disability Insurance and your new review is 5-to-7 years out.
• You have a doctor who certifies that you are 100% disabled and your condition will last longer than 60 months.

http://financialhelpers.com/trump-administration-signs-massive-student-loan-forgiveness-bill/

These are conditions that will make it nearly impossible for the student to repay their loans so that the government will give them a pass. What they may not realize is, having debt forgiven is considered taxable income.

Tax Implications of Student Loan Forgiveness

Any forgiven debt, including student loan debt, is considered by the government to be income you didn’t earn. You’d have to fill out a 1099-C and report it as such. It can raise the amount of taxes you owe by tens of thousands of dollars, depending on how much you had forgiven. This is a significant obstacle for anyone with a disability.

Worse yet, under the Parent PLUS Loan, parents who have a child die can have their loan forgiven. That sounds great, but the parents would still be on the hook for paying the tax hit that comes with it.

President Trump’s Death and Disability Discharge provision in the new law is a win for borrowers. They will receive student loan forgiveness that’s tax-free, so they aren’t suffering from thousands in extra charges. This problem is massive in another way: disabled people can lose their benefits if they have additional income.

Disabled individuals often receive both state and federal benefits to help with care. If they were to have their student loans forgiven suddenly, that would count as income. That much ‘income’ reported could cut their benefits altogether. This law is incredibly helpful for those in need of assistance.

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Student Loan Forgiveness Easier for Vets Thanks to Trump Administration

Written by adminAugust 23, 2018
Student Loan Consolidation

There’s no doubt that President Trump wants the support of veterans. He never fails to bring them up during rallies. It was so important to him, he told anyone who listened that vets needed better care. That included student loan forgiveness.

In doing so, Trump vowed to fix the VA to give them the best medical care and treatment available.

When it comes to helping students suffering under the massive weight of their loans, he felt less inclined to help. In fact, President Trump and Betsy DeVos attempted to roll back programs set in motion by the Obama administration.

Luckily, under the new budget, the current administration budged and kept the student loan forgiveness programs intact. For now. Who knows where these programs will go in the next fiscal year. As student loan debt continues to climb to record numbers, help is needed more than ever.

Student Loan Forgiveness is Essential for Vets

This new effort by the Trump administration hopes to make it easier for veterans to receive student loan forgiveness. For most students, this isn’t a simple process and it comes with hoops and qualifications. The difference is, many vets are unable to work normal jobs to pay back the loans.

In 2016, nearly 4 million vets had disabilities connected to their time in service. 1.3 million of them had quite serious disabilities, most of which leaves them unable to work at all. Even without a physical disability, there are other mental and psychological issues from their time in war. PTSD and depression are common among the veteran population.

According to Education Secretary Betsy DeVos: “Our nation’s veterans have sacrificed much for our country. It is important that, in return, we do all we can to give them the support and care they deserve.”

Check out: http://financialhelpers.com/trump-and-devos-still-want-to-make-massive-cuts-to-student-aid-programs/

Student loan debt is a problem for most Americans, but it’s even dire for veterans who are unable to work. Making these programs easier for them will help cut down their financial burdens after leaving the military.

Student Loan Forgiveness Simplified

It was actually the Obama administration who created the Total and Permanent Disability Discharge program originally, but it wasn’t really known to veterans. The lack of publicity made it difficult for vets to obtain student loan forgiveness.

The goal of the Trump administration is to expand the original program and make it easier for vets to get their hands on.

“Simplifying the loan forgiveness process and proactively identifying veterans with federal student loans who may be eligible for a discharge is a small but critical way we can show our gratitude for veterans’ service,” said DeVos.

The idea is to have the Department of Veterans Affairs to directly reach out to each veteran independently to alert them about the program and offer assistance in completing the application for student debt forgiveness.

There are a few requirements to be accepted by the program, including having a disabling disability that prohibits your ability to repay.

Once approved, the Department of Education will tell your lenders that you are free and clear. The best part is, if you’ve already made payments towards your student loans, they will be refunded back to you.

This is great news for vets everywhere. Their service means a lot to this country, many of whom will suffer a lifetime of pain and disability. The more we can take care of those who serve us, the better we’ll be for it.

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Student Loan Interest Rates are Rising

Written by adminAugust 22, 2018
Student Loan Consolidation

If you’re someone who is paying off a student loan, added interest is a terrible thing. They make the things we buy with credit more expensive. Of course, the banks love it. And when the rates increase, it’s hardly noticeable. At first.

You may not realize when the rates increase. It happens slowly, but before you realize it, the rates have doubled. The same thing happened the James Park, a 42-year-old scientist.

Paying on his $38,000 student loan, Park rarely noticed anything different. His loan increased monthly in fairly small increments. After three years had passed, he saw that the overall interest doubled. He started out paying 2.4% and recently found it was 4.3%.

Tackling the Student Loan Problem

All over the country, people are suffering under the heavy burden of their student loans. While the current economic climate is improving, it allows for interest rates to soar. When times are bad, the government can lower the rates to help people get by. They even offer student loan forgiveness to those who qualify.

The last thing anyone wants to do is pay more money over the life of their student loans. If you’re struggling, there are several options at your disposal. The first is having a firm understanding of what your interest rate does and why you have it. Only then can you go through the process of fixing it.

Understanding Your Interest Rate

You might think that the federal government is typically in charge of the student loan rate, but that’s not always the case. If you’ve received a private student loan, it most likely comes from a rate that is tied to something called Libor. Libor refers to the London Interbank Offered Rate. As the rates go up or down, that’s typically what most students receive that year.

See also: http://financialhelpers.com/student-loan-debt-is-hurting-the-economy/

For this reason, students receiving a loan this year will have a higher rate than if they got one last year, and so on. There are other variables as well, such as your credit score, history, and whether you have a co-signer.

The problem is, most college students get a student loan with zero credit to their name. Rates are often high and take as long as a decade to pay back. This only adds fuel to the epidemic already raging when interest rates climb higher.

How to Fix the Student Loan Problem

One of the first things you should do if dealing with student debt is calling Financial Helpers. Our team of experts handles this type of situation every single day. The government offers several student loan forgiveness programs for people who qualify. Most borrowers have little knowledge of their options, so calling the number below is important to find out.

Call Now 844-332-2079

Because your rate is often tied into your credit score, that gives you some options as well. When Park first got his student loan, he had little income and no credit. Once he graduated and found employment, made on-time payments, his score improved. Park was able to refinance his loan and get a lower, fixed rate.

A fixed rate means you’ll pay that single rate, no matter how the interest changes. Refinancing your loan can help you get a much better rate. If your credit score improved, that means you’re more trustworthy to a creditor. That equals to lower overall payments.

Student loan forgiveness, refinancing, and getting a fixed rate all possible. You don’t need to suffer any longer. Call Financial Helpers today to see your options.

Call Now 844-332-2079

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Student Loan Debt is Hurting the Economy

Written by adminAugust 20, 2018
Student Loan Consolidation

As August is wrapping to a close, many fresh-faced college students are descending into their dorms to obtain the holy grail known as a college degree. Many believe they MUST get a degree, but there’s an even bigger debate raging on: is it worth it? Student loan debt is crippling so many people.

Currently in the United States, there are millions of people who can’t afford to move on with their life after college. They’re so entrenched and burdened with student loan debt that becomes impossible for them to move on with their life.

Student Loan Debt in the Trillions

If you look at the top three debts most Americans hold, student loan debt would be number two, weighing in at over $1.4 trillion. The first would be mortgage debt at $9 trillion. This is the only issue to hit college students once they graduate. They then must spend the next decade of their lives seeking out student loan forgiveness options.

There’s a report by Bloom Economic Research reveals the numerous challenges faced by people who have a ridiculous amount of student loan debt. Families are left with options before and after school to attempt to pay for higher costs.

Also: http://financialhelpers.com/trump-administration-signs-massive-student-loan-forgiveness-bill/

Many families tried to tap into their home equity to try and pay for their children’s college, but after the economy went down and home values tanked, this only left them with a few options. It was these options that caused the inflation of higher college costs. Now, student loan debt is at its highest level it’s ever been in this country’s history.

Tuition Rising Even as Student Loan Debt Rises

Even as student debt becomes an epidemic, and more students seek out student loan forgiveness programs after they graduate, prices keep going through the roof. Between 2007 and 2017, the overall cost of college has risen 176%.

It breaks down like this:

-CPI rose by 21%.
-Textbooks up 88%.
-School housing up by 51%.
-Student debt has tripled since 2017.

Student Loan Payments Hamper Economic Growth

It’s not just student loans that are growing. The cost of literally everything else is going up as well. The average rent is up 2.8% alone from last year. The average cost of rent per month in the United States is $1,400, according to RentCafe.

If you add on the average student loan payment of $351, yet people are spending as much as $1,800 even before they buy groceries and turn on the lights. This is your lucky enough to jump into a career as soon as you graduate. Many Americans aren’t that lucky.

Student loan forgiveness is really the only hope a lot of Americans have. The government continues to create programs to help struggling students, and there are better options for paying off debt sooner. Rather than plugging away at the debt for a decade and putting off important life events, there are options you might not be aware of.

Calling Financial Helpers today can help create a program that works for you to pay off student debt sooner, and even offer student loan forgiveness to considerably reduce your overall debt and payments. To learn more, call the number below:

Call Now 844-332-2079

Student Loan Debt Problems Add Up

Nearly half of all people between the ages of 18 and 34 have student loan debt. This debt averages out at around $33,000 per person, but can be as high as $150,000. This is the age when most people should be enjoying their careers, buying a house, and starting a family.

But, if you have a ridiculous amount of debt, it will impact your ability to do incur more debt to do those things. It can cause your credit score to lower, and keep banks from offering a mortgage and/or vehicle loan.

It’s sort of like a vicious cycle. More debt means less people buying things. Less people buying things hurts the economy, so jobs are lost. When economic growth is stagnant, wages stand still. When inflation occurs, the price of everything gets more expensive, but wages are still stuck and debt keeps piling up.

The Impact of Student Loan Debt

Right now, baby boomers are forced to care for their children who can’t afford to move out on their own. The birth rate has fallen nearly 30% because marriage and starting a family has been pushed off until things are better.

According to Jerome Powell, the chairman of the Federal Reserve, this vicious cycle is only getting worse.

“You do stand to see longer-term negative effects on people who can’t pay off their student loans. It hurts their credit rating, it impacts the entire half of their economic life. As this goes on and as student loans continue to grow and become larger and larger, then it absolutely could hold back growth.”

Something has to change. The scary thing is, the more relief the government finds for students, the more colleges decide to up their prices. Student loan forgiveness might just be the only option they have left.

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Trump and DeVos Still Want to Make Massive Cuts to Student Aid Programs

Written by adminApril 20, 2018
Student Loan Consolidation

Ever since President Trump was elected and sworn in, he’s made it his mission to hack and slash federal spending. We’ve seen attempts to make critical cuts to important programs, like public television and Meals on Wheels.

Sadly, the proposed cuts don’t end there, and it’s bad news for millions of students trapped under a mountain of debt. The programs he really wants to cut into are the student aid programs passed through during the Obama administration.

Last year, Trump set out to cut as much as $4 billion from those programs, but in a compromise move by the president, those cuts have been put on hold. For now.

The 2019 budget has the same proposals they wanted pass in 2018.

The 2019 proposal includes:
-Cutting loan forgiveness programs for public servants.
-Move the current five income-driven repayment programs into one where the monthly payments are higher, but takes much less time to pay back.
-Graduate students would take longer to repay their loans under this plan.
-Stops paying the interest on loans taken out by low-income students.
-No more debt forgiveness for social workers and teachers after 10 years of repayment.

“At a time when millions of students are struggling under the crushing burden of student debt, it speaks volumes that President Trump and Secretary DeVos are proposing $200 billion in cuts to financial aid,” said Democratic Senator Patty Murray this week. “This is a complete 180 from the agreement Republicans and Democrats made last week.”

2018 Budget Keeps Funding in Place

As President Trump begrudgingly signed the spending bill into law to keep the government from shutting down, it protected a lot of the existing programs he wants to cut. Rather than cutting the work-study program, the White House proposed using $300 million of the extra bill money to go towards it.

They’ve also decided not to cut programs like Gear UP that is designed to help poor students starting in middle school get prepared for college. Instead, it combines Gear UP with TRIO into a $500 million grant given to the states to dole out to kids in need.

Also, Pell Grants are safe for the time being. Part of the 2018 proposals looked to take $1.6 billion from the program, but the current budget leaves it alone. Instead, the budget aims to prevent more money from being pumped into Pell Grants by keeping the numbers right where they are. That means no adjustment will take place to account for later inflation of tuition.

That’s not a good deal, according to Jessica Thompson. She’s the Policy and Research Director at the Institute for College Access and Success. She says the Pell Grant right now barely does a good enough job at keeping needy students afloat.

“They aren’t making any of the critical investments in Pell grants, which is a huge missed opportunity. The current max grant is covering the lowest share of college costs in over four decades,” she said.

While President Trump wants to make cuts to Pell Grants, he also desires to expand the program to cover different trades and short-term certificates/degrees. He hopes this will spur on employment growth in skilled labor markets, such as manufacturers and construction workers.

The overall goal of Trump and Education Secretary Betsy DeVos is to bring back the Higher Education Act, which includes a lot of these cuts to student aid. At least for the next year, students have an opportunity to take advantage of the current laws to get assistance in paying their debts down.

To learn more about reducing your debt and how we can help, please call (844) 899 7540 today. We’d love to hear from you before the laws change for good.

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Borrowers Rush to Take Advantage of Millions in Student Loan Settlements

Written by adminApril 21, 2017
Student Loan Consolidation

*This is an Advertorial*

If you have student loans you have probably heard of what most experts are calling the “Student Loan Bailout“. Much like the mortgage bailout several years ago, millions of borrowers are having payments reduced and some even receiving refunds or forgiveness.

According to the Washington Post, the Obama administration announced a plan to forgive and additional $7.7 billion in federal student loans held by an estimated 387,000 Americans. This comes months after Sallie Mae, also known as Navient agreed to pay a combined $139 million and the U.S. Department of Education announced more than $480 million in forgiveness for other borrowers.

Borrowers are rushing to enroll in these programs before they change or possibly repealed under the new administration. Due to high demand the Student Relief Center has established a helpline at 1 (844) 899 7540 and provides a free eligibility check Mon- Fri.

Why is Student Loan Forgiveness Happening?

The amount of money owed by individuals continues to grow due to high compounding interest rates. This is making it even harder for many to overcome student loan debt. As a result, many Americans are finding themselves under a huge burden and cannot pay for some essentials including rent, their mortgage, car payments and even monthly food bills. The effects of overbearing student loans are also affecting the national economy and adding to the growing financial crisis in America.

The Obama Administration hopes Student Loan Forgiveness options will put more money in our pockets and stimulate the economy. Like the policy or not it may help millions of Americans get back on track. The problem is that these programs could change when he leaves office in January.

A Common Struggle

Jeremy, a Web Designer, explains his personal struggle with student loans. He received his associates degree for Web Design from Bryant and Stratton College in 2004. Borrowing $45,000 in federal and private loans, Cooper says he hasn’t been able to get a job in Web design because, “Everything that I had learned from my degree became obsolete even before I graduated because the technology moves so fast.” Since graduation, Cooper has fallen behind on his loan payments, and his debt has nearly doubled to $88,000. Despite working full-time day and part-time night jobs and scaling back his expenses to the bare minimum, Cooper says he does not see a way out of default.

How do you Get Help if you Have Student Loans?

If you find yourself burdened by the repayment of student loans, you are not alone. You are just one of the 40 million Americans who owed financial institutions more than $1.31 trillion at the end of 2014.

Despite this, there are several new programs aimed at reducing payments, forgiving, discharging or even cancelling student loans owed by millions of struggling Americans. Not everyone qualifies for these programs, but there are several options available for any type of situation. To know whether you are eligible for student loan forgiveness, consolidation or lower monthly repayments, call the Student Relief Helpline at  1-844-899-7540.

What is Student Loan Forgiveness?

“Loan forgiveness is the cancellation of all or some portion of your federal student loan balance. Yes, that’s right—cancellation of your loan balance. If your loan is forgiven, you are no longer required to repay that loan.”

Student Loan Borrowers may contact the Financial Helpers to get information on available programs in your area.

Financial Helpers
Phone: 1 (844) 899 7540
Monday – Friday | 9am to 6pm

THIS IS AN ADVERTISEMENT AND NOT AN ACTUAL NEWS ARTICLE, BLOG, OR CONSUMER PROTECTION UPDATE

This website / blog is not affiliated with the Department of Education, Navient, Sallie Mae or any other student loan servicer.

The information and notices contained on this website are intended as general research and information and are expressly not intended, and should not be regarded, as financial or legal advice. We attempt to ensure that the material contained on the web-site is accurate and complete at the date first published, however you should recognize that information contained on this web-site may become out of date over time.
By calling you will be connected to partners in our network. Each partner will provide a proposal for services & may charge a fee for their service. Consumers may perform these services for themselves, many or all of which may be without charge. Our partners do not guarantee that your student loan payments or amount owed will be reduced. Obtaining lower payments or loan forgiveness is based on several factors including approval from the Department of Education.
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Trump Continues Plan to Forgive $7.7 Billion Dollars Of Student Debt

Written by adminFebruary 1, 2017
Student Loan Consolidation

On Tuesday, President Trump announced that he was going to continue the program former President Obama began 4 years ago. The plan to forgive $7.7 billion in federal student loans held by an estimated 387,000 Americans. Call 1-855-885-1609 to see if you qualify.

Trump recently made the statement

“Although President Obama and myself don’t see eye-to-eye on everything, we do agree on the fact that the Education system has failed our students. We have just reopened official federal phone lines and operators are standing by to help students erase their Student Debt.”.

This is extremely fortunate, but luckily there is still time to consolidate your loans, or in many cases get your loans completely forgiven.
Call 1-855-885-1609 to see if you qualify.

This is a big deal. Because there are millions of Americans that are struggling with student loan debt. You may also if you’re struggling with a financial hardship.

How Does it Work?

The government would like as many people as possible to lower their student loan payments. There are many programs that can either forgive your student loan or dramatically lower your student loan payment down to $0.

I stay up crying every night thinking about how I’m going to provide a better future for my child.

“When I first signed up for college I didn’t think anything about taking out student loans. They told me they were ‘grants.’ After I graduated I haven’t been able to find a job. Now the loan companies call and harass me every day for their payments I can’t afford. Call 1-855-885-1609 to see if you qualify.

The worst part is my parents co-signed my loan and now they’re getting harassed and are worried about their retirement. I feel like I ruined their life and my life as well. I can’t buy a car, buy a house or save for my future. I stay up crying every night thinking about how I’m going to provide a better future for my child. I thought I was going to live the American dream this is an absolute nightmare.”

What You Can Do About It

The time to act is now. This program may end any time without notice. If you or a loved one is struggling with crippling student loan debt it’s not your fault and you’re not alone. Call 1-855-885-1609 to see if you qualify.

Over 40 Million Americans are currently struggling with their student loans. You can get help simply call the number below to speak with a student loan forgiveness counselor. Every day you wait your student loan is getting bigger.

—– Disclaimer —– THIS IS AN ADVERTORIAL AND NOT AN ACTUAL NEWS ARTICLE, BLOG, OR CONSUMER PROTECTION UPDATE

*We are dedicated to bringing readers valuable information which can help them accomplish their financial and lifestyle goals. Our disclaimer is that this site does receive compensation for product reviews and referrals or purchases made through our links. This page is an advertisement/advertorial. The story depicted here is for demonstration purposes only and everyone’s results may vary. We hope you find our online resource informative and helpful.

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Shouldn’t Graduating from College be a Monumentous Occasion?

Written by adminJanuary 4, 2017
Student Loan Consolidation

Graduating from college should be a monumentous occasion; a launch into advanced careers and higher salaries. Today, more than 25% of students who graduate, do so with far too much debt, affecting their post-graduate career, often saddling them with inordinate amounts of pressure and anxiety instead of focusing on their lives.

However, this is manageable, and the key is to act as soon as you can to stop interest from accumulating, and to mitigate the effects the debt has in your everyday life. This “cycle of debt” can be beaten- you may qualify for a loan forgiveness program!

In short, after a set amount of time and if you meet a few requirements, the United States governement has legislation in place to help absolve the debt accumulated by the graduates of America’s esteemed universities.

There are two requirements before applying for student debt relief;

  1. Have a debt of at least $10,000.00 in student debt.
  2. You must have finished school or are not attending school at the time of the call.

With those qualifications met, you can call us at 1-855-534-4290 to get additional information, get questions answered or find out if you qualify. An expert will be more than happy to address your needs and discuss your situation in less than 60 seconds.

There is no time like the present, so call now and get the debt out of your life as soon as possible!

SEE IF YOU QUALIFY NOW »

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